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10 Steps to Take if You Are a Victim of Identity Theft
There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston Globe and Newsweek have both covered Identity theft this month telling us how important it is for us to educate ourselves on preventing and protecting ourselves from this type of robbery. Identity theft can happen anytime, anywhere and to anyone, individuals or businesses. Everyone must be educated and aware so it can be avoided. Michael Blanchard, US Postal Inspector says postal money orders and business or certified checks are one way you can be at risk. Most identity theft involves the U.S. Mail which is why the U.S. Postal Inspection Service is a lead agency in investigating Identity Theft. Identity Theft is a criminal offense. What can I do if I am already a victim of ID theft? ? Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file. ? Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies! ? File a police report in each jurisdiction the theft occurred ? Send copies of the report to your creditors or anyone that requires proof of the crime ? File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office ? Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org ? Request a new driver's license from the state of motor vehicles and have a fraud report attached to your driving record. ? Notify check-verification firms about any fraudulent checks: International check service 800-526-5380 ? Call 1-888-CALL-FCC and file a complaint. ? Change your passwords and PIN immediately. Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals. She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@michelledunn.com or visit http://www.michelledunn.com & http://www.credit-and-collections.com
MORE RESOURCES: Warning: set_time_limit(): Cannot set time limit in safe mode in /home/www/dynamic/uv.ro/personal-finance.uv.ro/public_html/inc/rss.inc on line 8 The Retirement 'Rule of $1 More' Kiplinger What is a HENRY and are you one? The Detroit News These are the best places to retire in California, according to a new ranking San Francisco Chronicle Column | Five financial lies people should stop telling themselves The Washington Post Videos Make #Paydayroutines Everybody’s Business The New York Times Small-city lawyer, 36, uses multiple corporations to save and invest money The Globe and Mail Personal Finance: FICO meets buy now, pay later Chattanooga Times Free Press New CE: Controlled substances, personal finance, & more American Veterinary Medical Association Ramit Sethi Reveals A Misconception About Personal Finance: 'There's This Phrase That Drives Me Insane' Yahoo Finance High schoolers will be required to learn personal finance if lawmakers pass bill Colorado Public Radio Fi Money rolls out AI feature for users' queries on personal finance via ChatGPT, Gemini Moneycontrol The Indie Personal Finance Bestseller List the American Booksellers Association WSJ taps Eisen as personal finance bureau chief Talking Biz News Abu Dhabi’s Island Projects: Smart Investment Opportunities Finance Monthly Performing a Personal Financial Health Audit: How Is Your Financial Health? The White Coat Investor How Will Trump’s Big Bill Affect Your Wallet? The New York Times USA, Japan, Hong Kong pump $1.06 bn into Indian realty in Q2: Top deals Business Standard Best high-yield savings interest rates today, July 6, 2025 (best accounts offering 4.3% APY) Yahoo Finance Teaching Personal Finance Through Stories Pays Off — With Interest Stanford Graduate School of Business HELOC rates today, July 6, 2025: The interest rate on a home equity line of credit stays the same Yahoo Finance Ramit Sethi says you need these 9 'money milestones' before 40 if you want to be rich — how many have you hit? Yahoo Finance Should I Borrow Against My $4 Million Stock Portfolio to Fund My Sons' College Expenses? 24/7 Wall St. Your kid is getting a ‘Trump account.’ Should you put your money in it? The Washington Post Personal finance becomes the newest ‘adulting’ lesson for high-schoolers The Washington Post HELOC rates today, July 4, 2025: Holding steady as prospects dim for a summer interest rate cut Yahoo Finance Personal Finance: Social Security crisis looms Chattanooga Times Free Press Best high-yield savings interest rates today, July 3, 2025 (top account pays 4.3% APY) Yahoo Finance HELOC rates today, July 5, 2025: The home equity line of credit rate remains unchanged Yahoo Finance Personal Finance for Students? Teachers Could Use It, Too Education Week CD rates today, July 4, 2025 Fortune Governors Prioritizing Financial Literacy National Governors Association Most high schoolers want to learn about personal finance. Pennsylvania will soon require it. CBS News BHS to implement mandatory personal finance class Brainerd Dispatch AB 2927: Pupil instruction: high school graduation requirements: personal finance. Digital Democracy | CalMatters |
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